Zero Cost EMI
ZERO COST EMI
Zero Cost EMI 3/6/9/12 months
Avail ZERO Cost EMI option and enjoy mattress/pillows shopping without worrying about the cost.
The offer is applicable on 3, 6, 9 and 12 months EMIs.
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What is zero cost EMI?
Zero cost EMI is an offer in which you pay your EMI provider the total amount as a break up over the duration of your payment cycle. The bank continues to charge the interest, but you get an upfront discount equivalent to the interest paid to your bank effectively providing you the benefit of a zero cost EMI.
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How can I avail the 0% EMI?
We offer zero cost EMI for 3, 6,9 and 12 months tenure. Once you reach the Fresh Up payment page, choose the EMI option, and under Discount code enter 3MEMI, 6MEMI, 9MEMI or 12MEMI for 3, 6,9 or 12 months EMI respectively and complete the transaction. The equivalent interest amount will be deducted from your total amount. After your transaction has been completed, send us an email at support@mhpolymers.com with the tenure that you have chosen. The corresponding interest amount will then be refunded to you:
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For 3 months EMI: 2.1% of the total invoice value will be refunded. This is the value that is charged as interest by majority (95%) of the banks in India. Enter the code 3MEMI at the time of checkout to avail EMI for 3 months.
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For 6 months EMI: 3.8% of the total invoice value will be refunded. This is the value that is charged as interest by majority (95%) of the banks in India. Enter the code 6MEMI at the time of checkout to avail EMI for 6 months
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For 9 months EMI: 5.8% of the total invoice value will be refunded. This is the value that is charged as interest by majority (95%) of the banks in India. Enter the code 9MEMI at the time of checkout to avail EMI for 9 months
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For 12 months EMI: 7.5% of the total invoice value will be refunded. This is the value that is charged as interest by majority (95%) of the banks in India. Enter the code 12MEMI at the time of checkout to avail EMI for 12 months
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Can debit cards be used to avail 0 cost EMI?
No, only credit cards (Visa, Mastercard, American express) from the following major banks: Axis Bank, ICICI Bank, HSBC Bank, Yes Bank, Standard Chartered Bank, Central Bank of India, IDBI Bank, Corporation Bank, RBL Bank and Pay gate Bank, can be used to avail no cost EMI. We do not support Bajaj finance cards.
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Will GST on EMI be refunded?
Fresh Up will only bear the cost of EMI and refund the amount equivalent to the interest rate charged by the bank. The GST will be charged on the interest by the bank.
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On what all ranges is the EMI applicable?
EMI is applicable on all Fresh Up products regardless of the purchase value. The offer is valid if you buy a pillow or if you buy even 5 mattresses.
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How will my bank charge the EMI?
Your bank will take 2-5 business days to process and convert the payment into EMI.
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Will the interest be refunded if I return the product?
In case of return or cancellation, the interest that has already been charged by the bank will not be refunded.
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Will I be charged a processing fee?
For EMI of any duration, Fresh Up will not charge a processing fee. However, your bank may charge a cancellation or a processing fee as per their policies, which you will be liable to pay.
*Please be noted that Fresh Up has the sole right to amend or discontinue this offer without any prior notice.